Insurance

Mortgage Reducing Term Assurance (MRTA)

MRTA gives you protection against loss of life and Total and Permanent Disability. Your unsettled housing loan will be paid in full, thus freeing your family from unnecessary debt. Under MRTA, you will receive FREE automatic protection for 30 days.

Group Business Loan Insurance (GBLI)

GBLI was developed to match with the business loan given out to CIMB Bank borrowers. These loans may comprise of two components, namely a fixed term loan and also a variable facility called Overdraft (O/D).

Group Amanah Saham Assurance (GASA)

GASA is a reducing term life policy designed to provide coverage on the lives of loan borrowers if he/she losses his/her life or is totally and permanently disabled prior to the full repayment of the loans.

Access Shield

Access Shield is a vital protection plan which gives you peace of mind every time you spend with your Direct Access credit card. With only RM0.32 for every RM100 of your monthly outstanding balance, you can be assured that your family will be free from the burden of having to take care of your credit card bills* should the unexpected happen.

Let Access Shield help in taking care of your credit when you can’t.

·         Settle all your outstanding balance up to a maximum of RM150,000 should you suffer total permanent disability or loss of life. Plus, your family receives a 100% refund of the premiums you have paid in the past 36 months.

·         Enjoy coverage of up to a maximum of RM30,000 should you suffer a terminal illness or temporary total disability.*

·         No insurance premium if you have zero balance for the month.

·         24 hours world-wide coverage.

Access Shield is available for all Direct Access credit cardholders.

* Terms & Conditions apply

Credit Protector

CIMB Bank Credit Protector is a vital protection plan for your CIMB Bank Credit Card, which can assist in giving you greater freedom every time you spend.

With only RM0.25 for every RM100 of your monthly outstanding balance, you can be assured that your family will be free from the burden of having to take care of your credit card bills* should the unexpected happen.

Let Credit Protector help in taking care of your credit when you can’t.

·         Settle all your outstanding balance up to a maximum of RM150,000 should you suffer loss of life or total permanent disability.

·         Enjoy coverage of up to a maximum of RM30,000 should you suffer a terminal illness or up to a maximum of RM15,000 should you suffer temporary total disability.*

·         No insurance premium if you have zero balance for the month.

·         24 hours world-wide coverage.

Credit Protector is available for all CIMB Bank credit cardholders.

* Terms & Conditions apply